What is General Liability Insurance? Helps cover claims that your business caused bodily injury or property damage. What does it cover? Third-party bodily injury: a customer slipping or falling on your premises Third-party property damage: your employee damages a client's property … Read More
Top 5 Home Buying Mistakes
We work with new home buyers, realtors and mortgage companies/brokers every day. So we wanted to share a list of the top 5 mistakes we see when folks are buying a home. #1 Not getting an inspection. You found your dream home and it is perfect so you decide to save money by not … Read More
Home Replacement Cost Explained
How does my insurance company determine the replacement value of my home? You purchased your home for $275,000, but your insurance covers you for $238,000. Or it could be that your purchased your home for $500,000 but your insurance covers you for $700,000. Why is this? When you buy a … Read More
Thinking of buying a boat?
https://youtu.be/gHUcQsHAZuw … Read More
Home insurance explained
First time home buyer? Or just need a refresher? Listen to Insurance Advisor, Linda Dodson (aka My Insurance Mom), explain the basics to you! Click on the image to get started! https://youtu.be/cFtQqzpmIkQ … Read More
How much will my company pay if I am responsible for an auto accident?
You are responsible for an automobile accident, how will your auto policy respond? It depends on the type and amount of liability coverage you have. $300,000 vs. $100,000/$300,000/$100,000 - What does this mean? If you see just one limit, $300,000, that means that your … Read More
‘UNDERINSURED’ MOTORISTS CLAIM – MY PERSONAL STORY
Denton Insurance Agent and Ryan Everet Insurance Advisor, Linda Dodson (aka My Insurance Mom), shares her personal story on why you should reconsider your uninsured/underinsured motorists coverage and liability coverage in this blog. Some may have heard the story about my daughter, but it is … Read More
Why an Umbrella?
An umbrella policy is an affordable way to provide additional liability protection over your automobiles, home, boat, and other recreational vehicles. Starting at a one million policy limit (and increasing to five million with most insurance companies), the average premium for one million in … Read More