Texas Motorcycle Insurance
There is nothing like riding a 500 pound, 100+ horsepowered 2-wheeled machine also known as a motorcycle down the backroads of Denton County. For $4000, you can match the acceleration of a $200,000 Porsche 911 Turbo and get some serious wind in your hair -if you are young enough to still have hair. Riding on I-35 is starting to be pretty treacherous, so staying on side roads and frontage roads is the way to go if you’re not in a huge hurry or can pad your commute with 10 extra minutes.
Whether you’re a veteran rider on your pavement pounding Harley-Davidson, or a newbie clinging tightly to your Honda scooter at 30mph, Ryan Everet Insurance has a motorcycle policy that is just right for you. We have a large selection of insurance carriers to provide the most competitive rates for your cruiser, sport bike, enduro, dirt bike, scooter, trike, and custom motorcycle.
If you buy a Ducati Monster, Ducati Scrambler, Yamaha R1, 1965 Triumph Bonneville, or a custom bike, David Call with Ryan Everet Insurance would prefer to do a personal inspection of your machine and make sure it’s roadworthy and safe. 😉 Please feel free to bring it by our office on Hann Street to show off your toy or we can come to you if you have a collection you’re needing to insure.
You may be asking yourself: Why is motorcycle insurance so cheap?
It depends. If you want liability only coverage, it can be as low as about $13/month because a motorcycle won’t do much damage to another person or their property if you were to hit them with your bike. The most expensive coverage on a motorcycle policy is usually the Uninsured Motorists Bodily Injury and Personal Injury Protection coverages because they cover YOU if someone runs you off the road or you’re involved in an accident and now you need medical attention. Obviously, the likelihood of you being injured in a motorcycle accident is much higher than if you’re in a regular 4 wheeled automobile (Boring)!!!
Speaking of motorcycles, we recommend life insurance for anyone riding a motorcycle with people depending on their income. The State of Texas used to require helmets and would allow that to be waived if you had proof of a $10,000 life insurance policy which makes sense. By the way, owning and operating a motorcycle doesn’t affect life insurance unless you’re a racer. We do offer specialty insurance for motorcycle racing using event insurance so let us know if you’re planning to race. Racing on a track is not covered by a regular auto or motorcycle policy.
Some of best carriers we use for Motorcycle Insurance coverage are companies like Safeco, Dairyland, Progressive, American Modern, Foremost, and more.
Click on the Motorcycle Quote link above to start a quote and one of our experienced agents will get back with you as soon as possible.
