As we are approaching our average April rainfall total in one day, I've been asked - Does homeowners insurance cover a flood?  The answer is unfortunately - NO.   Homeowners insurance typically only covers water damage that originates from inside your property and not from poor drainage in your … Read More

Spring is right around the corner and it’s time to get out and about since the ice and snow are now behind us- hopefully. As my own family needs have evolved over the last year with the addition of a new little family member I wonder if your needs have changed in the last few years. As an … Read More

As an insurance agent and a person that loves bikes, you may want to consider adding your trusty bike as a separate item on your homeowners or renters insurance policy when purchasing a $1,500 or $9,000 bicycle.  This is called "scheduled personal property".  There are a couple of reasons to do … Read More

Let's start 2015 off with no regrets like this guy above.  Here are a few tips for buying homeowners insurance in 2015: Make sure you understand the replacement cost of your home-  This is the cost to rebuild your home from the ground up in the event of a total loss.  The amount your paid for … Read More

BAM!!! You were driving to work and minding your business, when all of a sudden your car is t-boned without warning and now your car is spinning in circles through an intersection.  It felt like someone just punched your entire body all at the same time.  This happened to me a few years ago while … Read More

The 2014 Pistons and Paint Car show in Denton was a huge success AGAIN this year! The weather was perfect and the show of cars was even better than last year's show. It's can be delightfully overwhelming when you're around all that vintage steel and paint. Patina, rat rod, gasser are all some of the … Read More

We all like to help someone we care about succeed even for simple things like finding a good movie to see or recommending a restaurant we like.  Let your friends and family in on our services so they can win with insurance and have a great experience at the same time. Do you know someone that is … Read More

(click here for a PDF Version of this Moving Checklist)   2 Months Before: š      Sort through your closets, drawers, and cupboards to clean out what you don’t want or need. Hold a yard sale, or donate what you don’t want to charity. š      Take inventory of anything of value that you … Read More