Commercial Insurance Denton

Commercial Insurance in Denton 

Excess and Surplus Insurance is a large part of what we do!

Commercial Insurance, also known as Business Insurance, can be tricky due to the uniqueness of many businesses and there are so many coverages. How do you know where to start? 

First you will want an insurance advisor that is experienced in working with business insurance. They will know the markets that are right for you and will take the time to understand your business to make sure you are properly classified and have the right coverage. For example, if you are a restaurant owner that serves alcohol, you will need to insure your location and belongings as well as need to consider liquor liability insurance. Take credit card payments? Then you should consider cyber coverage to protect yourself if someone hacks into your system and steals your data or even worse, your client’s information. 

Restaurants, retail shops, distributors, manufacturers, and artisan contractors have multiple companies that will insure you. Travelers, The Hartford, Chubb, AmTrust and Liberty Mutual are just a few of the companies that we represent that have great coverage and pricing options. 

If you are a new company or have a company that is less mainstream, then coverage may be harder to find. Your insurance advisor should collaborate with you closely to secure coverage that can be tailored to cover your operations. Not all agents like to work with these types of businesses, but here at Ryan Everet we are all about working with unique businesses. We insure so many types of businesses – Master sign electricians, cable splicing operations, transmission rebuild shop for classic cars to CBD shops, we know how to find coverage!  

Whether you are searching for a business owners policy, general liability, commercial auto, worker’s compensation, property insurance for the building you own, the team at Ryan Everet Insurance is here to assist. We also help several clients with professional liability insurance, also known as errors and omissions insurance too!  

For any business, the best advice we can give is to be transparent about your operations so your insurance advisor can make sure you have coverage if in the unfortunate circumstance a loss occurs. Often, we see many businesses that may have insurance but the coverage they have secured is not correct, which can lead to many problems if a claim arises. 

Let us know how we can help by filling out this short questionnaire about your business and one of our licensed commercial insurance advisors can research your options in the marketplace.